Guides

Plain-English explainers on Dutch taxes and insurance, kept current per tax year.

Tax

The 30% ruling explained (2026 → 27% in 2027)

What it is, who qualifies, how the tax-free allowance works and what changes in 2027.

Tax

30% ruling salary requirements 2026 & 2027

The exact thresholds (€48,013 / €36,497), partial benefit, the cap, and transitional rules.

Tax

Understanding your Dutch payslip

Loonheffing, vakantiegeld, tax credits — every line of your salarisstrook decoded.

Insurance

Dutch health insurance for expats: the complete guide

How the system works, 2027 costs, policy types, and how to choose as a newcomer.

Insurance

Do I need Dutch health insurance?

The 4-month rule, students, EU workers, partners — who must insure and who must not.

Insurance

Switching health insurance for 2027: deadlines & how-to

Cancel by 31 December, pick a new policy by 31 January — here is exactly how it works.

Insurance

Eigen risico: the Dutch healthcare deductible explained

How the €400 (2027) deductible works, what never counts, and when a voluntary extra pays off.

Insurance

Zorgtoeslag: healthcare allowance for expats

Who qualifies, how much it is and how to apply with DigiD.